/* ==========================================================================
   Power Auto Buying — Modern Refined Editorial
   ========================================================================== */

:root {
  /* Blues (primary) */
  --color-ink: #0a1929;
  --color-ink-soft: #1a2942;
  --color-navy: #062d6b;            /* deep blue for headers/footer */
  --color-navy-deep: #04204e;
  --color-blue: #0d4ea3;             /* primary brand blue */
  --color-blue-light: #2c6cc9;       /* hover */

  /* Oranges (accent / CTA) */
  --color-copper: #ff6b1a;           /* primary accent (orange) */
  --color-copper-bright: #ff8540;    /* hover orange */
  --color-orange-soft: #fff0e3;      /* tint for highlighted cards */

  /* Neutrals */
  --color-cream: #ffffff;            /* page background = white */
  --color-paper: #f6f8fb;             /* off-white panels */
  --color-paper-warm: #fff5ec;       /* warm tint for CTA bands */
  --color-line: #d8e0eb;
  --color-line-soft: #eaf0f7;
  --color-muted: #5a6b80;
  --color-text: #2c3e50;
  --color-success: #1e7a4f;
  --color-error: #c0392b;

  --font-display: "Fraunces", "Playfair Display", Georgia, serif;
  --font-body: "Manrope", -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono: "JetBrains Mono", ui-monospace, monospace;

  --container: 1240px;
  --container-narrow: 920px;
  --radius: 4px;
  --radius-lg: 8px;

  --shadow-sm: 0 1px 2px rgba(10, 25, 41, 0.06);
  --shadow-md: 0 4px 16px rgba(10, 25, 41, 0.08);
  --shadow-lg: 0 12px 40px rgba(10, 25, 41, 0.12);

  --transition: 280ms cubic-bezier(0.4, 0, 0.2, 1);
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  color: var(--color-text);
  background: var(--color-cream);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img, video { max-width: 100%; height: auto; display: block; }
a { color: var(--color-copper); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--color-copper-bright); }
button { font-family: inherit; cursor: pointer; border: none; background: none; }

/* ---------- Typography ---------- */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 500;
  color: var(--color-ink);
  line-height: 1.15;
  letter-spacing: -0.01em;
}
h1 { font-size: clamp(2.5rem, 5vw, 4rem); font-weight: 400; }
h2 { font-size: clamp(2rem, 3.6vw, 2.75rem); font-weight: 400; }
h3 { font-size: clamp(1.4rem, 2.4vw, 1.75rem); font-weight: 500; }
h4 { font-size: 1.25rem; font-weight: 500; }
p { margin-bottom: 1rem; }
.eyebrow {
  font-family: var(--font-body);
  font-size: 0.78rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-copper);
  font-weight: 600;
  display: inline-block;
  margin-bottom: 1rem;
}

/* ---------- Layout ---------- */
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: var(--container-narrow); margin: 0 auto; padding: 0 24px; }
section { padding: 80px 0; }
@media (max-width: 768px) { section { padding: 56px 0; } }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-line-soft);
}
.header-top {
  background: var(--color-ink);
  color: var(--color-cream);
  padding: 8px 0;
  font-size: 0.85rem;
  letter-spacing: 0.04em;
}
.header-top .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.header-top a { color: var(--color-copper-bright); font-weight: 600; }
.header-top a:hover { color: var(--color-cream); }
.header-tagline { color: var(--color-paper); }

.header-main {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 0;
  gap: 24px;
}
.site-logo {
  display: flex;
  align-items: center;
  gap: 14px;
  font-family: var(--font-display);
  font-size: 1.55rem;
  color: var(--color-ink);
  font-weight: 500;
  letter-spacing: -0.01em;
}
.site-logo img { height: 48px; width: auto; }
.site-logo .logo-mark {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background: var(--color-ink);
  color: var(--color-copper-bright);
  border-radius: 50%;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.4rem;
}
.site-logo small {
  display: block;
  font-family: var(--font-body);
  font-size: 0.7rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-muted);
  font-weight: 500;
  margin-top: 2px;
}

/* ---------- Navigation ---------- */
.nav-main {
  display: flex;
  align-items: center;
  gap: 8px;
}
.nav-main ul {
  list-style: none;
  display: flex;
  gap: 4px;
  margin: 0;
}
.nav-main li { position: relative; }
.nav-main a {
  display: block;
  padding: 10px 16px;
  font-size: 0.88rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--color-ink);
  border-radius: var(--radius);
  transition: all var(--transition);
}
.nav-main a:hover, .nav-main a.active {
  color: var(--color-copper);
  background: var(--color-paper);
}
.nav-main .has-submenu > a::after {
  content: "▾";
  margin-left: 6px;
  font-size: 0.7em;
  opacity: 0.6;
}
.nav-submenu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 240px;
  background: var(--color-cream);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-lg);
  padding: 8px;
  box-shadow: var(--shadow-lg);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: all var(--transition);
  list-style: none;
  flex-direction: column;
  display: flex;
  gap: 0;
}
.nav-main .has-submenu:hover .nav-submenu,
.nav-main .has-submenu:focus-within .nav-submenu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.nav-submenu a {
  text-transform: none;
  letter-spacing: 0.01em;
  padding: 10px 14px;
  font-weight: 500;
  font-size: 0.92rem;
}

/* Mobile menu */
.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius);
  color: var(--color-ink);
}
.menu-toggle span {
  position: relative;
  display: block;
  width: 22px;
  height: 2px;
  background: currentColor;
  transition: transform var(--transition);
}
.menu-toggle span::before, .menu-toggle span::after {
  content: "";
  position: absolute;
  left: 0;
  width: 22px;
  height: 2px;
  background: currentColor;
  transition: transform var(--transition);
}
.menu-toggle span::before { top: -7px; }
.menu-toggle span::after { top: 7px; }
.menu-toggle.is-open span { background: transparent; }
.menu-toggle.is-open span::before { transform: translateY(7px) rotate(45deg); }
.menu-toggle.is-open span::after { transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 1024px) {
  .menu-toggle { display: inline-flex; }
  .nav-main {
    position: fixed;
    inset: auto 0 0 0;
    top: 110px;
    background: var(--color-cream);
    border-top: 1px solid var(--color-line);
    flex-direction: column;
    gap: 0;
    padding: 16px;
    transform: translateY(-110%);
    transition: transform var(--transition);
    overflow-y: auto;
    max-height: calc(100vh - 110px);
  }
  .nav-main.is-open { transform: translateY(0); box-shadow: var(--shadow-lg); }
  .nav-main ul {
    flex-direction: column;
    width: 100%;
    gap: 0;
  }
  .nav-main li { width: 100%; }
  .nav-main a { padding: 14px 16px; }
  .nav-submenu {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    border: none;
    background: var(--color-paper);
    margin: 4px 0 8px 16px;
    padding: 4px;
  }
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background: var(--color-ink);
  color: var(--color-cream);
  overflow: hidden;
  padding: 0;
}
.hero-slider {
  position: relative;
  height: clamp(420px, 65vh, 640px);
  overflow: hidden;
}
.hero-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity 1100ms cubic-bezier(0.4, 0, 0.2, 1);
  background-size: cover;
  background-position: center;
  background-color: var(--color-navy);
}
.hero-slide.is-active { opacity: 1; }
.hero-slide::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(10, 25, 41, 0.35) 0%, rgba(10, 25, 41, 0.78) 100%),
    linear-gradient(90deg, rgba(10, 25, 41, 0.55) 0%, rgba(10, 25, 41, 0.15) 60%);
}

.hero-content {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  z-index: 2;
}
.hero-text { max-width: 720px; }
.hero h1 {
  color: var(--color-cream);
  font-size: clamp(2.4rem, 5.5vw, 4.4rem);
  font-weight: 400;
  letter-spacing: -0.02em;
  margin-bottom: 1.25rem;
}
.hero h1 em {
  font-style: italic;
  color: var(--color-copper-bright);
  font-weight: 400;
}
.hero p {
  font-size: clamp(1rem, 1.4vw, 1.18rem);
  color: var(--color-paper);
  max-width: 560px;
  margin-bottom: 2rem;
}
.hero-cta {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.slider-controls {
  position: absolute;
  bottom: 28px;
  right: 28px;
  display: flex;
  gap: 8px;
  z-index: 3;
}
.slider-dot {
  width: 36px;
  height: 3px;
  background: rgba(255, 255, 255, 0.3);
  cursor: pointer;
  transition: background var(--transition);
  border-radius: 2px;
}
.slider-dot.is-active { background: var(--color-copper-bright); }

.slider-arrows {
  position: absolute;
  bottom: 28px;
  left: 28px;
  display: flex;
  gap: 8px;
  z-index: 3;
}
.slider-arrow {
  width: 44px;
  height: 44px;
  border: 1px solid rgba(255, 255, 255, 0.3);
  color: var(--color-cream);
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  transition: all var(--transition);
  font-size: 1.2rem;
}
.slider-arrow:hover { background: var(--color-cream); color: var(--color-ink); border-color: var(--color-cream); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 26px;
  font-family: var(--font-body);
  font-size: 0.88rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  border-radius: var(--radius);
  cursor: pointer;
  transition: all var(--transition);
  border: 1px solid transparent;
  text-align: center;
  line-height: 1.2;
}
.btn-primary {
  background: var(--color-copper);
  color: var(--color-cream);
}
.btn-primary:hover {
  background: var(--color-copper-bright);
  color: var(--color-cream);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}
.btn-outline {
  background: transparent;
  color: var(--color-cream);
  border-color: rgba(255, 255, 255, 0.4);
}
.btn-outline:hover {
  background: var(--color-cream);
  color: var(--color-ink);
  border-color: var(--color-cream);
}
.btn-dark {
  background: var(--color-ink);
  color: var(--color-cream);
}
.btn-dark:hover { background: var(--color-navy-deep); color: var(--color-cream); transform: translateY(-1px); }
.btn-arrow::after { content: "→"; transition: transform var(--transition); }
.btn:hover .btn-arrow::after, .btn-arrow:hover::after { transform: translateX(4px); }

/* ---------- Page Hero (smaller pages) ---------- */
.page-hero {
  background: var(--color-ink);
  color: var(--color-cream);
  padding: 90px 0 70px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at top right, rgba(255, 107, 26, 0.20), transparent 50%),
    radial-gradient(ellipse at bottom left, rgba(13, 78, 163, 0.55), transparent 50%);
  pointer-events: none;
}
.page-hero .container { position: relative; }
.page-hero h1 { color: var(--color-cream); margin-bottom: 0.75rem; }
.page-hero p { color: var(--color-paper); max-width: 640px; font-size: 1.1rem; }
.breadcrumb {
  font-size: 0.82rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-copper-bright);
  margin-bottom: 1.25rem;
}
.breadcrumb a { color: var(--color-paper); }
.breadcrumb a:hover { color: var(--color-cream); }
.breadcrumb span { color: var(--color-paper); opacity: 0.5; margin: 0 8px; }

/* ---------- Value Props (home) ---------- */
.section-intro {
  background: var(--color-cream);
}
.intro-headline {
  max-width: 820px;
  margin: 0 auto 56px;
  text-align: center;
}
.intro-headline h2 {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  margin-bottom: 1rem;
}
.intro-headline p { font-size: 1.15rem; color: var(--color-muted); }

.feature-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 0;
  border-top: 1px solid var(--color-line);
}
.feature-card {
  padding: 48px 32px;
  border-bottom: 1px solid var(--color-line);
  border-right: 1px solid var(--color-line);
  position: relative;
  transition: background var(--transition);
}
.feature-card:hover { background: var(--color-paper); }
.feature-card:last-child { border-right: none; }
@media (max-width: 920px) {
  .feature-card { border-right: none; }
}
.feature-number {
  font-family: var(--font-display);
  font-size: 0.92rem;
  font-style: italic;
  color: var(--color-copper);
  margin-bottom: 14px;
  letter-spacing: 0.04em;
}
.feature-card h3 {
  margin-bottom: 12px;
  font-size: 1.4rem;
}
.feature-card p { color: var(--color-text); margin: 0; }

/* ---------- CTA Band ---------- */
.cta-band {
  background: var(--color-paper-warm);
  text-align: center;
  padding: 64px 0;
}
.cta-band h2 {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  margin-bottom: 1rem;
}
.cta-band .phone-link {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3.4vw, 2.4rem);
  color: var(--color-copper);
  font-weight: 500;
  letter-spacing: -0.01em;
  display: inline-block;
  margin-top: 0.5rem;
}
.cta-band .phone-link:hover { color: var(--color-copper-bright); }

/* ---------- Page content (article) ---------- */
.page-content {
  padding: 72px 0;
  background: var(--color-cream);
}
.page-content .container-narrow > h2 { margin-top: 2.5rem; margin-bottom: 1rem; }
.page-content p { font-size: 1.05rem; color: var(--color-text); }
.page-content strong { color: var(--color-ink); }
.page-content ul, .page-content ol {
  padding-left: 1.5rem;
  margin: 1rem 0 1.5rem;
}
.page-content li { margin-bottom: 0.6rem; }

/* ---------- Testimonials ---------- */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 28px;
}
.testimonial-card {
  background: var(--color-cream);
  border: 1px solid var(--color-line-soft);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}
.testimonial-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-line);
}
.testimonial-image {
  aspect-ratio: 4 / 3;
  background: var(--color-paper);
  background-size: cover;
  background-position: center;
  position: relative;
}
.testimonial-body { padding: 28px; flex: 1; display: flex; flex-direction: column; }
.testimonial-body::before {
  content: "“";
  font-family: var(--font-display);
  font-size: 4rem;
  line-height: 0.6;
  color: var(--color-copper);
  display: block;
  margin-bottom: 12px;
  font-style: italic;
}
.testimonial-quote {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-style: italic;
  line-height: 1.5;
  color: var(--color-ink);
  margin-bottom: 18px;
  flex: 1;
}
.testimonial-author {
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-copper);
  padding-top: 14px;
  border-top: 1px solid var(--color-line-soft);
}
.testimonial-vehicle {
  display: block;
  margin-top: 4px;
  color: var(--color-muted);
  letter-spacing: 0.02em;
  text-transform: none;
  font-size: 0.85rem;
  font-weight: 500;
}

/* ---------- Forms ---------- */
.form-section {
  background: var(--color-cream);
  padding: 72px 0;
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}
@media (max-width: 920px) {
  .form-grid { grid-template-columns: 1fr; gap: 40px; }
}
.form-info h3 {
  font-size: 1.6rem;
  margin-bottom: 1rem;
}
.form-info-block {
  background: var(--color-paper);
  border-left: 3px solid var(--color-copper);
  padding: 24px 28px;
  margin: 20px 0;
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
}
.form-info-block h4 {
  font-family: var(--font-body);
  font-size: 0.78rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-copper);
  font-weight: 700;
  margin-bottom: 8px;
}
.form-info-block p { margin-bottom: 4px; font-size: 0.96rem; }
.form-info-block a { color: var(--color-ink); font-weight: 600; }

.form-card {
  background: var(--color-cream);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-sm);
}
@media (max-width: 600px) {
  .form-card { padding: 28px 22px; }
}
.form-card h2 {
  font-size: 1.6rem;
  margin-bottom: 8px;
}
.form-card .form-subtitle {
  color: var(--color-muted);
  margin-bottom: 24px;
  font-size: 0.95rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}
@media (max-width: 540px) {
  .form-row { grid-template-columns: 1fr; }
}
.form-group { margin-bottom: 16px; }
.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--color-ink);
  margin-bottom: 6px;
}
.form-group label .required { color: var(--color-copper); }

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 14px;
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--color-ink);
  background: var(--color-cream);
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  transition: all var(--transition);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--color-copper);
  box-shadow: 0 0 0 3px rgba(255, 107, 26, 0.18);
}
.form-group textarea { resize: vertical; min-height: 100px; }
.form-group select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%236b7785' d='M6 8L0 0h12z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 38px;
}

.form-checkbox {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 0.92rem;
  color: var(--color-text);
  margin: 14px 0;
  line-height: 1.5;
}
.form-checkbox input { margin-top: 4px; flex-shrink: 0; }

.form-disclaimer {
  font-size: 0.84rem;
  color: var(--color-muted);
  background: var(--color-paper);
  padding: 16px;
  border-radius: var(--radius);
  line-height: 1.55;
  margin: 16px 0;
}
.form-success {
  display: none;
  padding: 16px;
  background: rgba(45, 106, 79, 0.1);
  border: 1px solid var(--color-success);
  color: var(--color-success);
  border-radius: var(--radius);
  margin: 16px 0;
  font-size: 0.95rem;
}
.form-success.is-visible { display: block; }
.form-card .btn { margin-top: 8px; }

.form-section-title {
  font-family: var(--font-display);
  font-size: 1.15rem;
  color: var(--color-ink);
  margin: 28px 0 14px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--color-line-soft);
}
.form-section-title:first-of-type { margin-top: 0; }

/* ---------- Calculator ---------- */
.calculator {
  background: var(--color-cream);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-sm);
}
.calculator-result {
  background: var(--color-ink);
  color: var(--color-cream);
  padding: 32px;
  border-radius: var(--radius-lg);
  text-align: center;
  margin-top: 24px;
}
.calculator-result-label {
  font-size: 0.78rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-copper-bright);
  margin-bottom: 8px;
  font-weight: 600;
}
.calculator-result-value {
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 5vw, 3.4rem);
  font-weight: 500;
  color: var(--color-cream);
  line-height: 1;
}
.calculator-result-sub {
  margin-top: 10px;
  font-size: 0.92rem;
  color: var(--color-paper);
  opacity: 0.85;
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--color-ink);
  color: var(--color-paper);
  padding: 64px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}
@media (max-width: 820px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
}
@media (max-width: 540px) {
  .footer-grid { grid-template-columns: 1fr; }
}
.footer-brand .site-logo { color: var(--color-cream); }
.footer-brand .site-logo small { color: var(--color-copper-bright); }
.footer-brand p {
  color: var(--color-paper);
  opacity: 0.75;
  font-size: 0.92rem;
  margin-top: 16px;
  max-width: 320px;
}
.footer-col h4 {
  font-family: var(--font-body);
  font-size: 0.78rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-copper-bright);
  margin-bottom: 18px;
  font-weight: 700;
}
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 10px; }
.footer-col a {
  color: var(--color-paper);
  font-size: 0.95rem;
  opacity: 0.85;
  transition: opacity var(--transition);
}
.footer-col a:hover { opacity: 1; color: var(--color-copper-bright); }
.footer-phone {
  font-family: var(--font-display);
  font-size: 1.4rem;
  color: var(--color-copper-bright) !important;
  opacity: 1 !important;
  font-weight: 500;
  letter-spacing: -0.01em;
}
.footer-bottom {
  padding-top: 28px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.85rem;
  color: var(--color-paper);
  opacity: 0.7;
}

/* ---------- Credit Union Pages ---------- */
.cu-info {
  background: var(--color-paper);
  border-radius: var(--radius-lg);
  padding: 32px;
}
.cu-info img {
  max-height: 100px;
  width: auto;
  margin-bottom: 24px;
}
.cu-info h4 {
  font-family: var(--font-body);
  font-size: 0.78rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-copper);
  font-weight: 700;
  margin: 22px 0 10px;
}
.cu-info p { font-size: 0.96rem; line-height: 1.6; }
.cu-info p strong { color: var(--color-ink); }
.cu-info hr { border: none; border-top: 1px solid var(--color-line); margin: 22px 0; }

/* ---------- Utilities ---------- */
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.section-tight { padding: 48px 0; }
.bg-paper { background: var(--color-paper); }
.bg-cream { background: var(--color-cream); }

/* ---------- Animations ---------- */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}
.fade-up {
  opacity: 0;
  animation: fadeUp 800ms cubic-bezier(0.4, 0, 0.2, 1) forwards;
}
.fade-up.delay-1 { animation-delay: 150ms; }
.fade-up.delay-2 { animation-delay: 300ms; }
.fade-up.delay-3 { animation-delay: 450ms; }

/* ---------- Testimonial Slider (landing page) ---------- */
.testimonial-slider-section {
  background: var(--color-paper);
  position: relative;
}
.testimonial-slider {
  position: relative;
  max-width: 920px;
  margin: 48px auto 0;
  height: 480px;
  overflow: hidden;
  border-radius: var(--radius-lg);
}
@media (max-width: 720px) {
  .testimonial-slider { height: 560px; }
}
.testimonial-slider .slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity 1100ms cubic-bezier(0.4, 0, 0.2, 1);
  display: grid;
  grid-template-columns: 1fr 1fr;
  background: var(--color-cream);
  border: 1px solid var(--color-line-soft);
}
.testimonial-slider .slide.is-active { opacity: 1; }
@media (max-width: 720px) {
  .testimonial-slider .slide { grid-template-columns: 1fr; grid-template-rows: 240px 1fr; }
}
.testimonial-slide-image {
  background-size: cover;
  background-position: center;
  background-color: var(--color-paper);
}
.testimonial-slide-body {
  padding: 48px 40px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
@media (max-width: 720px) {
  .testimonial-slide-body { padding: 28px 24px; }
}
.testimonial-slide-body::before {
  content: "“";
  font-family: var(--font-display);
  font-size: 5rem;
  line-height: 0.5;
  color: var(--color-copper);
  margin-bottom: 12px;
  font-style: italic;
}
.testimonial-slide-quote {
  font-family: var(--font-display);
  font-size: clamp(1.1rem, 1.6vw, 1.35rem);
  font-style: italic;
  line-height: 1.5;
  color: var(--color-ink);
  margin-bottom: 22px;
  flex: 1;
}
.testimonial-slide-author {
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-copper);
  padding-top: 16px;
  border-top: 2px solid var(--color-line-soft);
}
.testimonial-slide-author span {
  display: block;
  margin-top: 4px;
  color: var(--color-muted);
  font-size: 0.82rem;
  text-transform: none;
  letter-spacing: 0.02em;
  font-weight: 500;
}
.testimonial-slider .slider-arrows {
  position: absolute;
  bottom: 16px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  gap: 8px;
  z-index: 5;
}
.testimonial-slider .slider-arrow {
  width: 40px;
  height: 40px;
  border: 1px solid var(--color-line);
  background: var(--color-cream);
  color: var(--color-ink);
}
.testimonial-slider .slider-arrow:hover {
  background: var(--color-blue);
  color: var(--color-cream);
  border-color: var(--color-blue);
}
.testimonial-slider .slider-controls {
  position: absolute;
  bottom: 28px;
  left: 50%;
  transform: translateX(calc(-50% + 60px));
  display: flex;
  gap: 6px;
  z-index: 5;
}
.testimonial-slider .slider-dot {
  background: var(--color-line);
}
.testimonial-slider .slider-dot.is-active { background: var(--color-copper); }

@media (max-width: 720px) {
  .testimonial-slider .slider-arrows { bottom: 12px; left: 16px; transform: none; }
  .testimonial-slider .slider-controls { display: none; }
}

/* ---------- Video Embed ---------- */
.video-section {
  background: var(--color-cream);
}
.video-wrapper {
  position: relative;
  max-width: 980px;
  margin: 0 auto;
  aspect-ratio: 16 / 9;
  background: var(--color-ink);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.video-wrapper iframe,
.video-wrapper video {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

/* ---------- Print ---------- */
@media print {
  .site-header, .site-footer, .form-card { display: none; }
}